402 Holmstead Drive, Lake Lure, NC

$3,200,000 · 4 bedrooms · 4 baths · 3,144 sq ft · built 2014

Listing courtesy of Keller Williams Professionals (Reese Morgani). Listing data provided by Canopy MLS, deemed reliable but not guaranteed.

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About the home

Builder’s custom lakefront double lot retreat, showcasing mountain elegance in a private setting. Located on a deep water main channel in the Gated Community of Blue Heron Point on Lake Lure. Privacy abounds on this rare double lot with over 200 feet of shoreline. This property features a private beach, and an exceptional new boathouse with party deck above. Inside, the home is rich with warm wood finishes and thoughtful details, including post-and-timber exposed beams, tongue-and-groove cathedral ceilings, granite countertops, stainless steel appliances, and a striking stone fireplace. The split-bedroom floor plan enhances privacy, while double covered lakeside decks provide stunning views from multiple vantage points. The main level of the home offers an open-concept design connecting the living, dining, and kitchen areas—perfect for gathering and entertaining. The spacious primary suite, complete with a large private bath and walk-in closet, is thoughtfully positioned for privacy, while two guest bedrooms with a Jack-and-Jill bath are located on the opposite side of the home. The lower level expands your living space with a generous family room, full bath, bunk room, and game room, all opening to the lakeside mountain views and deck. Two additional unfinished rooms currently used for game room and storage provide excellent potential for expansion—ideal for a home office or additional bedrooms. Step outside to enjoy true lakefront living. The lower deck leads directly to the hot tub area then down to the boathouse and waterfront, where you can swim, fish, or relax on your private beach. The boathouse is among the finest on Lake Lure, featuring double slips with barn-door access, covered outdoor living space, side docks for paddleboards, and a screened upper-level porch perfect for lounging or entertaining. This very private property offers the perfect blend of luxury, comfort, and natural beauty—an ideal full-time residence or mountain lake retreat on the main channel of Lake Lure.

Price in context

  • Asking $1,018 per square foot.
  • Reduced $300,000 (8.6%) from the original $3,500,000 asking price.
  • 173 days on the market, listed 2026-04-08.
  • County tax assessment $1,601,200; the asking price is 2.00× the assessed value.
  • HOA dues $1,968 (annually).

Location

Neighborhood: Blue Heron Point, Rutherford County, ZIP 28746.

Features

Style
Traditional
Levels
One
Construction
Hardboard Siding, Wood
Roof
Architectural Shingle
Bathrooms
3 full, 1 half
Basement
Interior Entry, Partially Finished, Storage Space, Walk-Out Access
Fireplace
Yes
Interior
Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s)
Flooring
Carpet, Laminate, Tile
Kitchen & appliances
Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Washer/Dryer
Heating
Electric, Forced Air, Heat Pump
Cooling
Central Air, Heat Pump
Parking
Driveway
Exterior
Hot Tub, Rooftop Terrace
Waterfront
Beach - Private, Boat House, Boat Lift, Retaining Wall, Dock
View
Long Range, Mountain(s), Water, Year Round
Lot
Beach Front, Private, Views, Waterfront
County
Rutherford

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See it privately

Nicholas and Miriam Peters show every home personally. Peters & Associates, 4401 Barclay Downs Dr #132, Charlotte, NC 28209. Office 704-264-4572. Request a private showing.