12039 Spinnaker Drive, Tega Cay, SC

About the home

Enjoy lakefront living on Lake Wylie in this beautifully appointed waterfront home, situated on over half an acre along Windjammer Cove in Tega Cay. Located on a private cul-de-sac lot, the property features a covered boat slip with lift, fenced backyard and multiple outdoor living spaces, including a deck, patio and a newly added screened porch. The thoughtfully designed floor plan offers five bedrooms, a spacious bonus room, private office and numerous flex spaces to accommodate a variety of needs. The main-level primary suite features lake views, while the open kitchen offers granite countertops, an island and stainless steel appliances. Upstairs, three additional bedrooms and a spacious bonus room provide ample flexibility. The finished walk-out basement adds even more living space, including a fifth bedroom and full bath, recreation room, wet bar and additional flex space ideal for a fitness room, playroom or study. Additional features include an oversized two-car garage, fresh interior paint and new carpet. With no HOA and direct access to Lake Wylie, this home offers a combination of space, privacy and versatile living in a sought-after waterfront setting. Convenient to Tega Cay's many amenities, including the golf course, tennis courts, walking trails, parks, marina and Beach & Swim Center. Nearby shopping and dining provide additional convenience, while the location offers easy access to Fort Mill and Charlotte.

Price in context

• Asking $263 per square foot.
• 2nd highest asking price of 4 active $1.5M+ homes in Tega Cay.
• Largest by living area of the 4 with a recorded size.
• No price changes since it was listed.
• 4 days on the market, listed 2026-10-05.
• County tax assessment $929,300; the asking price is 1.29× the assessed value.

Location

Neighborhood: Tega Cay, York County, ZIP 29708.

Straight-line distances

• Quail Hollow Club: 10.5 mi
• Wilson Air Center (private aviation, CLT): 12.0 mi
• Charlotte Douglas International Airport: 12.1 mi
• SouthPark Mall: 12.9 mi
• Uptown Charlotte: 15.8 mi
• Charlotte Country Club: 16.9 mi

Assigned schools

• Elementary: Tega Cay
• Middle: Gold Hill
• High: Fort Mill

School assignments come from the listing and can change; confirm with the district.

Features

Levels

Two

Construction

Fiber Cement, Stone Veneer

Roof

Architectural Shingle

Bathrooms

4 full, 1 half

Basement

Basement Shop, Full, Partially Finished, Walk-Out Access, Walk-Up Access

Interior

Drop Zone, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)

Flooring

Carpet, Hardwood, Tile

Kitchen & appliances

Dishwasher, Disposal, Electric Range, Microwave, Refrigerator

Heating

Central

Cooling

Ceiling Fan(s), Central Air

Garage

2 spaces

Parking

Driveway, Attached Garage, Garage Faces Front

Exterior

Fire Pit, Dock - Floating, Other - See Remarks

Waterfront

Beach - Public, Boat Lift, Boat Ramp – Community, Boat Slip (Deed), Covered structure, Dock, Paddlesport Launch Site - Community, Personal Watercraft Lift, Pier - Community, Other - See Remarks

View

Water, Year Round

Lot

Views, Waterfront, Wooded

Community

Clubhouse, Game Court, Golf, Lake Access, Outdoor Pool, Pickleball, Picnic Area, Playground, Recreation Area, Sidewalks, Sport Court, Tennis Court(s), Walking Trails, Other

County

York

Comparable homes on the market

• 1113 Palmyra Drive, Tega Cay — $1,095,000, 4 bd, 2,700 sq ft, also in Tega Cay
• 16121 Tana Tea Circle, Tega Cay — $1,250,000, 5 bd, 4,403 sq ft, also in Tega Cay
• 31002 Executive Point, Fort Mill — $1,300,000, 4 bd, 2,843 sq ft, also in Tega Cay
• 2161 Windy Oaks Road, Fort Mill — $2,950,000, 4 bd, 4,412 sq ft, 0.9 mi away
• 17920 Culross Lane, Charlotte — $1,175,000, 5 bd, 4,905 sq ft, 1.2 mi away
• 17922 Wilbanks Drive, Charlotte — $1,249,000, 5 bd, 3,551 sq ft, 1.3 mi away

See it privately

Nicholas and Miriam Peters show every home personally. Peters & Associates, 4401 Barclay Downs Dr #132, Charlotte, NC 28209. Office 704-264-4572. Request a private showing.