5138 Watermead Lane, Belmont, NC

About the home

NEW MARKET PRICE! This home can't be built where it's marketed, so why wait when you can move in now! Welcome to your next home, beautifully situated on a 0.54-acre lot with water views from the back. This walkout basement home is located in the gated community of Reflection Pointe on Lake Wylie. Step through the striking, custom-designed Clark metal arched door into a warm and inviting two-story foyer, where beautiful Terracotta French tiles flow seamlessly into the kitchen, breakfast area, and back entry. Upon entry, to your left sits a formal dining room, while to your right, a cozy sitting room/den features elegant built-in cabinetry, both with walnut hardwood floors. Perfect for entertaining, the gourmet kitchen boasts cherry cabinetry with self-closing drawers, granite countertops, and Travertine tile backsplash with slate inserts on the cooktop wall. The center of the kitchen has a copper pot hanger over a baking table, and a large island with a sink and breakfast bar, great for entertaining. Stainless steel appliances, including a refrigerator, a five-burner cooktop with a copper range hood, a dishwasher, and a double-wall oven, enhance the kitchen's feel. The breakfast area also connects back to the sitting/den via a butler's pantry, complete with soapstone countertops, stone tile backsplash, a sink, a wine refrigerator, and a half-bath. Moving into the heart of the home, the layout opens into an expansive floor plan with seven-inch-wide, multi-length walnut hardwood floors that flow across the family room. The family room centers around a cozy fireplace and offers picturesque outdoor views with direct access to the back deck. For ultimate relaxation, the main-level primary suite features walnut hardwood floors, a primary bathroom with travertine-tiled floors, split vanities, marble countertops, cherry cabinetry, a soaking tub, and a spacious walk-in closet with custom built-ins. The laundry is conveniently located in the back-entry mudroom, featuring cherry cabinets with soapstone countertops, a stone-and-copper tile backsplash, and a sink. Upstairs, you will find two additional bedrooms, a Jack-and-Jill bath, and an unfinished 300-square-foot space over the garage, ripe for conversion. The walkout lower level adds tremendous value, offering a massive recreation room with a wet bar, a fourth bedroom, and a full bath. The unfinished workshop and storage areas offer excellent potential for conversion into additional heated living space. Enjoy the expansive fenced backyard with a stone water feature, low-maintenance astroturf, seasonal waterviews, and additional area for possible pool or expanded green space. The side facing the two-car garage is also wired for electric vehicles. The community amenities, fountained ponds, recreation field, and marina area with lake access are why you will find this to be one of Belmont's finest communities!

Price in context

• Asking $258 per square foot.
• That is 22% below the $328 median across 19 active $1.5M+ homes in Belmont.
• 19th highest asking price of 19 active $1.5M+ homes in Belmont.
• 11th largest by living area of the 19 with a recorded size.
• Reduced $224,900 (18.0%) from the original $1,249,900 asking price.
• 149 days on the market, listed 2026-05-22.
• County tax assessment $778,970; the asking price is 1.32× the assessed value.
• HOA dues $1,347 (semi-annually).

Location

Neighborhood: Reflection Pointe, Gaston County, ZIP 28012.

Straight-line distances

• Charlotte Douglas International Airport: 6.3 mi
• Wilson Air Center (private aviation, CLT): 6.5 mi
• Quail Hollow Club: 10.5 mi
• SouthPark Mall: 11.0 mi
• Uptown Charlotte: 11.5 mi
• Charlotte Country Club: 13.5 mi

Assigned schools

• Elementary: Belmont Central
• Middle: Belmont
• High: South Point (Nc)

School assignments come from the listing and can change; confirm with the district.

Features

Levels

One and One Half

Construction

Hard Stucco, Stone

Roof

Architectural Shingle

Bathrooms

3 full, 1 half

Basement

Basement Shop, Partially Finished, Storage Space, Walk-Out Access, Walk-Up Access

Fireplace

Yes

Interior

Attic Walk In, Breakfast Bar, Cable Prewire, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Wet Bar

Flooring

Carpet, Tile, Wood

Kitchen & appliances

Dishwasher, Disposal, Double Oven, Electric Water Heater, Exhaust Hood, Gas Cooktop, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer, Wine Refrigerator

Heating

Forced Air, Heat Pump, Natural Gas, Zoned

Cooling

Ceiling Fan(s), Central Air

Garage

2 spaces

Parking

Attached Garage, Garage Faces Side

Waterfront

Beach - Public

View

Water

Lot

Green Area, Sloped, Wooded, Views

Community

Boat Storage, Clubhouse, Gated, Lake Access, Pickleball, Picnic Area, Playground, Pond, Recreation Area, Street Lights, Tennis Court(s), Walking Trails

County

Gaston

Comparable homes on the market

• 6032 Headlands Court, Belmont — $2,125,000, 5 bd, 4,704 sq ft, also in Reflection Pointe
• 1521 Reflection Pointe Boulevard, Belmont — $1,799,000, 4 bd, 5,026 sq ft, also in Reflection Pointe
• 5129 Watermead Lane, Belmont — $1,050,000, 5 bd, 4,347 sq ft, also in Reflection Pointe
• 5109 Watermead Lane, Belmont — $1,060,000, 4 bd, 3,456 sq ft, 0.1 mi away
• 1535 Reflection Pointe Boulevard, Belmont — $1,950,000, 4 bd, 3,714 sq ft, 0.3 mi away
• 113 Cross Current Lane, Belmont — $1,075,000, 5 bd, 4,318 sq ft, 0.8 mi away

See it privately

Nicholas and Miriam Peters show every home personally. Peters & Associates, 4401 Barclay Downs Dr #132, Charlotte, NC 28209. Office 704-264-4572. Request a private showing.