5129 Watermead Lane, Belmont, NC
$1,050,000 · 5 bedrooms · 4 baths · 4,347 sq ft · built 2006
Listing courtesy of Century 21 Echelon (David Wigfield). Listing data provided by Canopy MLS, deemed reliable but not guaranteed.








About the home
Owner financing options available with below market interest rates! Call listing agent to discuss the details! Beautiful, spacious custom home in Belmont’s premier gated community, Reflection Pointe, just steps from Lake Wylie and neighborhood amenities. All-brick transitional design, painted with "European Wash" Accent with 5 bedrooms, 3.5 baths and approximately 4,347 square feet HLA gives you the space you’ve been looking for, plus a lush half-acre private lot. Inside, you’ll love the warm hardwood floors, gracious 2-story layout, inviting great room with fireplace, and a true entertainer’s kitchen featuring Bosch appliances including double ovens and a warming drawer, gas cooktop, generous granite island. The main-level layout is designed for comfort and convenience with a spacious primary retreat offering a soaking tub, walk-in closet, and easy access to the laundry room on the same level. Upstairs you’ll find additional bedrooms and baths, giving everyone their own space along with flexible options for a bonus room, home office, or media room. Thoughtful details continue throughout the home with insulated windows, tankless gas water heater, in-ground irrigation, and an oversized attached garage plus golf cart bay and keypad entry. Step outside to a covered porch/lanai that extends your living space outdoors and overlooks the landscaped backyard that gently leads to a community walking trail, serene pond, and fountain. From sunrise walks to sunset strolls, you’re perfectly positioned to enjoy the natural beauty that makes Reflection Pointe so special. Living here feels like vacation every day: enjoy the clubhouse, pool, lighted tennis courts, playground, recreation areas, 22 ponds with working fountains throughout the community and community beach right on Lake Wylie, plus boat/trailer storage included in the HOA fee. Only 25 miles to Mountain Island Lake for lake boating. Spend evenings at the community pavilion by the marina, relax on the sandy beach, and watch the sunset over the main channel of Lake Wylie. All of this in the sought-after Belmont location with highly rated Belmont Central Elementary and easy access to shopping, dining, and historic downtown Belmont. Great backyard level and ready for a pool install! Great access to the Douglas Airport, the White Water Center and Downtown Charlotte! Great place to be! * Please note some images are digitally staged, there is no existing swimming pool.
Price in context
- Asking $242 per square foot.
- That is 26% below the $328 median across 19 active $1.5M+ homes in Belmont.
- 18th highest asking price of 19 active $1.5M+ homes in Belmont.
- 8th largest by living area of the 19 with a recorded size.
- Reduced $50,000 (4.5%) from the original $1,100,000 asking price.
- 127 days on the market, listed 2026-06-07.
- County tax assessment $933,590; the asking price is 1.12× the assessed value.
- HOA dues $1,180 (semi-annually).
Location
Neighborhood: Reflection Pointe, Gaston County, ZIP 28012.
Straight-line distances
- Charlotte Douglas International Airport: 6.2 mi
- Wilson Air Center (private aviation, CLT): 6.5 mi
- Quail Hollow Club: 10.4 mi
- SouthPark Mall: 11.0 mi
- Uptown Charlotte: 11.4 mi
- Charlotte Country Club: 13.5 mi
Assigned schools
- Elementary: Belmont Central
- Middle: Belmont
- High: South Point (Nc)
School assignments come from the listing and can change; confirm with the district.
Features
- Levels
- Two
- Construction
- Brick Full
- Roof
- Architectural Shingle
- Bathrooms
- 3 full, 1 half
- Fireplace
- Yes
- Kitchen & appliances
- Dishwasher, Double Oven, Dryer, Exhaust Fan, Exhaust Hood, Gas Cooktop, Microwave, Oven
- Heating
- Heat Pump
- Cooling
- Central Air
- Garage
- 3 spaces
- Parking
- Attached Garage
- Waterfront
- Beach - Public, Boat Slip – Community
- Lot
- Private, Wooded
- County
- Gaston
Comparable homes on the market
- 6032 Headlands Court, Belmont — $2,125,000, 5 bd, 4,704 sq ft, also in Reflection Pointe
- 1521 Reflection Pointe Boulevard, Belmont — $1,799,000, 4 bd, 5,026 sq ft, also in Reflection Pointe
- 5138 Watermead Lane, Belmont — $1,025,000, 4 bd, 3,978 sq ft, also in Reflection Pointe
- 5109 Watermead Lane, Belmont — $1,060,000, 4 bd, 3,456 sq ft, 0.1 mi away
- 1535 Reflection Pointe Boulevard, Belmont — $1,950,000, 4 bd, 3,714 sq ft, 0.3 mi away
- 10601 Wildlife Road, Charlotte — $2,935,100, 7 bd, 7,924 sq ft, 0.8 mi away
See it privately
Nicholas and Miriam Peters show every home personally. Peters & Associates, 4401 Barclay Downs Dr #132, Charlotte, NC 28209. Office 704-264-4572. Request a private showing.