3520 Providence Plantation Lane, Charlotte, NC

Occupying an elevated one-acre corner lot in Providence Plantation, this 1996 brick residence exemplifies the enduring appeal of traditional architecture within one of South Charlotte’s most established enclaves. The interior spans 4,165 square feet, defined by a four-bedroom arrangement that prioritizes architectural discipline through thoughtful molding and integrated millwork. The primary living spaces flow across hardwood floors to a white kitchen recently updated with quartz surfaces and a dedicated butler’s pantry, while the family room introduces texture with decorative ceiling beams and masonry. For the sophisticated buyer, Providence Plantation represents a specific opportunity to secure significant acreage and mature canopy—assets increasingly scarce in new developments closer to the city center. This property balances that seclusion with a floor plan designed for contemporary hosting, featuring a great room accented by shiplap and custom built-ins. Private viewings and detailed acquisition strategy may be arranged through Peters & Associates.

About the home

Stately brick home situated atop a private, tree-lined, 1-acre corner lot in Providence Plantation! This beautifully appointed home offers the space, privacy and setting buyers seek in this highly desirable neighborhood.The spacious, open floor plan features hardwood floors throughout the main level and upstairs hallway, along with beautiful molding and thoughtful architectural details. The white kitchen is designed for both everyday living & entertaining, featuring new quartz countertops, a breakfast bar, new backsplash, stainless steel appliances, and a gas cooktop. A convenient butler’s pantry provides additional storage and serving space and connects seamlessly to the dining room. A main-level laundry room is just off the kitchen and offers organization for everyday items. Adjacent to the kitchen, the inviting family room features decorative ceiling beams, dual sliding doors and an easy flow for entertaining or relaxing with family. The generously sized front rooms are open to one another and filled with natural light. The great room offers a cozy focal point with a gas fireplace, masonry surround, wood mantle, shiplap, white built-ins and ceiling fan. The dining room is accented by a designer light fixture and substantial chair rail. The main-level primary suite offers generous wall space and a walk-in closet. The rustic-inspired primary bath features tile flooring, shiplap, his-and-hers vanities with rustic finishes, and a jetted tub and tiled shower both accented with stacked stone. Upstairs, you'll find three additional bedrooms, two full baths, a private office and a spacious bonus room. Both upstairs baths have been refreshed with new quartz countertops and faucets. The private office features built-in storage cabinetry and a new quartz countertop and is conveniently located beside a large walk-in attic, providing excellent storage. Natural light pours throughout the home from the many windows and sliding doors. From the upstairs hallway, enjoy views into the family room and kitchen below—a thoughtful design that allows for easy communication between floors. Get ready to host your BEST backyard parties here! The expansive backyard features a deck, paver patio and outdoor fireplace, creating multiple spaces for gatherings. The level, private backyard offers plenty of room for a future swimming pool and endless possibilities for creating your own outdoor retreat. A 3-car garage is conveniently accessed from the rear of the home, and front and rear irrigation keep the grass looking green!  Residents have the option to join the Providence Plantation Swim & Racquet Club. This neighborhood is fantastically located just minutes from the Arboretum, Waverly, the Promenade and the new I-485 exit. The school assignments are highly sought after but should be independently verified. This is a FIND!

Price in context

• Asking $305 per square foot.
• That is 32% below the $449 median across 409 active $1.5M+ homes in Charlotte.
• 332nd highest asking price of 409 active $1.5M+ homes in Charlotte.
• 185th largest by living area of the 390 with a recorded size.
• Reduced $110,500 (8.0%) from the original $1,379,500 asking price.
• 58 days on the market, listed 2026-08-20.
• County tax assessment $982,470; the asking price is 1.29× the assessed value.
• HOA dues $80 (annually).

Location

Neighborhood: Providence Plantation, Mecklenburg County, ZIP 28270.

Straight-line distances

• Quail Hollow Club: 5.6 mi
• SouthPark Mall: 6.1 mi
• Charlotte Country Club: 8.7 mi
• Uptown Charlotte: 10.6 mi
• Wilson Air Center (private aviation, CLT): 12.9 mi
• Charlotte Douglas International Airport: 13.7 mi

Assigned schools

• Elementary: Providence Spring
• Middle: Jay M. Robinson
• High: Providence

School assignments come from the listing and can change; confirm with the district.

Features

Style

Transitional

Levels

Two

Construction

Brick Full, Hard Stucco, Other - See Remarks

Roof

Architectural Shingle

Bathrooms

3 full, 1 half

Fireplace

Yes

Interior

Attic Stairs Pulldown, Attic Walk In, Breakfast Bar, Built-in Features, Garden Tub, Open Floorplan, Pantry, Walk-In Closet(s)

Flooring

Tile, Wood

Kitchen & appliances

Dishwasher, Disposal, Gas Cooktop, Microwave, Wall Oven

Heating

Natural Gas

Cooling

Central Air

Garage

3 spaces

Parking

Attached Garage, Garage Faces Rear, Parking Space(s)

Exterior

In-Ground Irrigation

Lot

Corner Lot, Wooded

County

Mecklenburg

Comparable homes on the market

• 2712 Houston Branch Road, Charlotte — $1,199,000, 4 bd, 3,358 sq ft, also in Providence Plantation
• 4721 Kuykendall Road, Charlotte — $1,475,000, 4 bd, 4,773 sq ft, also in Providence Plantation
• 2723 Providence Pine Lane, Charlotte — $2,175,000, 5 bd, 6,540 sq ft, also in Providence Plantation
• 2910 Providence View Lane, Charlotte — $1,400,000, 6 bd, 4,446 sq ft, 0.3 mi away
• 2042 Maynard Road, Charlotte — $1,370,000, 6 bd, 6,158 sq ft, 0.5 mi away
• 1006 Chelsea Place, Matthews — $1,049,000, 5 bd, 4,131 sq ft, 0.6 mi away

See it privately

Nicholas and Miriam Peters show every home personally. Peters & Associates, 4401 Barclay Downs Dr #132, Charlotte, NC 28209. Office 704-264-4572. Request a private showing.