4635 Water Oak Road, Charlotte, NC

The arrival of this 5,290-square-foot residence in 2026 introduces a disciplined study in contemporary classicism to the Charlotte landscape. Defined by hand-crafted brickwork and copper gas lanterns, the exterior transitions into an interior where natural light serves as a primary architectural element. The design prioritizes material integrity, utilizing wide-plank white oak flooring and fluted plaster alongside a professional-grade scullery and Thermador appointments. Spanning five bedrooms and six bathrooms, the floor plan is anchored by a double-thick waterfall island that facilitates a fluid connection between the formal dining area and the vaulted outdoor loggia. For the discerning investor, this sector of the Charlotte market continues to demonstrate resilience, particularly for new builds that offer the rare combination of high-specification finishes and a level lot capable of supporting significant secondary amenities like a pool or terrace. Private viewings and comprehensive site inquiries may be coordinated through Peters & Associates.

About the home

Stunning New Construction Home on a Highly Desirable Level Lot. Exceptional Curb Appeal, Custom High End Landscaping, Copper Gas Lanterns, Soaring Windows and Hand Crafted Brick Detail Create an Elegant Exterior. Inside You will Find High End Features like Solid Wide Plank Natural White Oak Flooring, Hand Blown Glass Chandelier in the Dining Area, a Locally Made Fluted Plaster Fireplace in the Great Room, Double Thick Waterfall Edge Island, Custom Cabinets and More. Start and End Your Days Right with Endless Natural Light Flowing Inside the Home from the Oversized Windows and Soaring Ceilings. Entertaining Friends Family and Guests is a Breeze from the Heart of the Home Which Overlooks the Dining Area, Scullery, Great Room and Outdoor Porch - Outdoor Area Features a Vaulted Tongue and Groove Wood Ceiling over the Covered Porch with and Additional Built in Fireplace - Lot Fits a Pool, Firepit and More. The Chef's Kitchen will Delight any Cook, Amateur or Professional with its 48" Dual Fuel Range, 42" Built in Paneled Thermador Refrigerator, Paneled Dishwasher, Built in Spice Cabinets, Gorgeous Faucets, Hardware and Fixtures. Impressive Scullery off the Kitchen with Great Storage plus Second Dishwasher. 5 Bedrooms, 5 Full Bathrooms, Office Areas, Huge Bonus Room, a Proper Craft or Media Room and a Loft Large Enough To Utilize - So Many Areas to Spread Out when Degrees of Separation Needed. Builder is Proud to Include Attached 2 Car Garage Pre-Wired Electric Vehicle Charging that can Accomodate a Lift with Such Tall Ceiling Height. This is a Stunning Home with a Great Level Lot Location. Other Features Include Oversize Doors, Dual Trane High Efficiency HVAC Units, Rinnai Tankless Water Heater and Marvin Windows. 10 and 12 Foot Ceilings on the Main Level and 9 Foot on the Upper. One Well Built Home with Beautiful Appeal both Inside and Out. Myers Park School District!

Price in context

• Asking $491 per square foot.
• That is 9% above the $449 median across 409 active $1.5M+ homes in Charlotte.
• 95th highest asking price of 409 active $1.5M+ homes in Charlotte.
• 91st largest by living area of the 390 with a recorded size.
• Reduced $95,000 (3.5%) from the original $2,690,000 asking price.
• 52 days on the market, listed 2026-08-27.
• County tax assessment $588,100; the asking price is 4.41× the assessed value.

Location

Neighborhood: Cotswold, Mecklenburg County, ZIP 28211.

Straight-line distances

• Charlotte Country Club: 2.3 mi
• SouthPark Mall: 2.9 mi
• Uptown Charlotte: 4.4 mi
• Quail Hollow Club: 6.0 mi
• Wilson Air Center (private aviation, CLT): 8.1 mi
• Charlotte Douglas International Airport: 8.9 mi

Assigned schools

• Elementary: Billingsville Cotswold
• Middle: Alexander Graham
• High: Myers Park

School assignments come from the listing and can change; confirm with the district.

Features

Levels

Two

Construction

Brick Partial, Hardboard Siding

Roof

Architectural Shingle, Metal

Builder

Rock Spring Builders

New construction

Yes

Bathrooms

5 full, 1 half

Fireplace

Yes

Interior

Attic Stairs Pulldown

Kitchen & appliances

Bar Fridge, Convection Microwave, Convection Oven, Dishwasher, Disposal, Dual Flush Toilets, Exhaust Hood, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Wine Refrigerator

Heating

Central

Cooling

Central Air

Garage

2 spaces

Parking

Driveway, Attached Garage, Garage Faces Side

Exterior

In-Ground Irrigation

Lot

Level

County

Mecklenburg

Comparable homes on the market

• 4349 Castleton Road, Charlotte — $1,890,000, 5 bd, 4,523 sq ft, also in Cotswold
• 814 Bertonley Avenue, Charlotte — $2,195,000, 4 bd, 3,350 sq ft, also in Cotswold
• 1427 N Sharon Amity Road, Charlotte — $1,299,000, 5 bd, 3,397 sq ft, also in Cotswold
• 4627 Water Oak Road, Charlotte — $2,790,000, 5 bd, 5,270 sq ft, 0.0 mi away
• 4828 Walker Road, Charlotte — $1,625,000, 5 bd, 4,308 sq ft, 0.1 mi away
• 842 Linda Lane, Charlotte — $2,450,000, 4 bd, 5,238 sq ft, 0.3 mi away

See it privately

Nicholas and Miriam Peters show every home personally. Peters & Associates, 4401 Barclay Downs Dr #132, Charlotte, NC 28209. Office 704-264-4572. Request a private showing.