3574 Live Oaks Avenue, Terrell, NC
$1,020,000 · 3 bedrooms · 3 baths · 2,960 sq ft · built 2001
Listing courtesy of Lake Norman Realty, Inc. (Lori Kindle). Listing data provided by Canopy MLS, deemed reliable but not guaranteed.
Terrell offers a deliberate departure from the density of the inner city, favoring a lifestyle defined by the quiet rhythm of Lake Norman. This 2001 residence occupies a prime waterfront position just off the main channel, balancing immediate lake access with the privacy of mature gardens. Spanning 2,960 square feet, the three-bedroom, three-bathroom floor plan is anchored by a main-level split configuration and a seasonal sunroom overlooking the deeded boat dock. The structure is remarkably versatile, featuring four garage bays and an additional 1,840 square feet of unfinished, pre-plumbed lower-level space. For the discerning investor or homeowner, the absence of a homeowners association in this submarket remains a significant strategic advantage, offering a level of autonomy rarely found in newer lakeside developments. A new roof, installed in early 2024, underscores the property’s readiness for its next chapter. While the location provides convenient proximity to the regional corridors of I-77 and Highway 16, the atmosphere remains strictly residential. Private viewings may be arranged through Peters & Associates.
About the home
Waterfront, Deeded Boat Dock, just off the the main channel. Total 4-car garage, NO HOA, VRBO INVESTORS, New Roof Spring 2024, Split Bedroom plan on the main level, Dry bar in Gathering Room, 3-season room, and Outside Porch for Entertaining. 2-car garage on the main level. The upper level boasts a Den and Recreation area. The downstairs is an unfinished 1840 sq ft. with a pre-plumbed full bath, a kitchen area, and a 2nd laundry room with 2-car garage access. A daylight walk-out lower level with French Doors leads out to a covered Patio, looking out to the lake over mature Gardens. Great Location Close to Restaurants, Shopping, 77 & 16 & 40.
Price in context
- Asking $345 per square foot.
- That is 49% below the $677 median across 7 active $1.5M+ homes in Terrell.
- 7th highest asking price of 7 active $1.5M+ homes in Terrell.
- 3rd largest by living area of the 7 with a recorded size.
- No price changes since it was listed.
- 13 days on the market, listed 2026-09-01.
- County tax assessment $990,900; the asking price is 1.03× the assessed value.
Location
Neighborhood: Norman Plantation, Catawba County, ZIP 28682.
Straight-line distances
- Uptown Charlotte: 26.0 mi
- Charlotte Douglas International Airport: 26.2 mi
- Wilson Air Center (private aviation, CLT): 26.7 mi
- Charlotte Country Club: 27.6 mi
- SouthPark Mall: 31.2 mi
- Quail Hollow Club: 34.0 mi
Assigned schools
- Elementary: Sherrills Ford
- Middle: Mill Creek
- High: Bandys
School assignments come from the listing and can change; confirm with the district.
Features
- Style
- Traditional
- Levels
- 1 Story/F.R.O.G.
- Construction
- Brick Full
- Bathrooms
- 2 full, 1 half
- Basement
- Basement Garage Door, Basement Shop, Bath/Stubbed, Daylight, Exterior Entry, Full, Storage Space, Unfinished, Walk-Out Access
- Fireplace
- Yes
- Interior
- Attic Walk In, Breakfast Bar, Cable Prewire, Central Vacuum, Garden Tub, Kitchen Island, Pantry, Split Bedroom, Storage, Walk-In Closet(s)
- Flooring
- Carpet, Tile, Vinyl, Wood
- Kitchen & appliances
- Dishwasher, Disposal, Electric Range, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dryer, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer
- Heating
- Heat Pump, Propane
- Cooling
- Attic Fan, Ceiling Fan(s), Electric, Heat Pump
- Garage
- 4 spaces
- Parking
- Basement, Attached Garage, Garage Door Opener, Garage Faces Rear, Garage Faces Side
- Exterior
- Dock - Floating, In-Ground Irrigation
- Waterfront
- Boat Slip (Deed), Dock
- View
- Water
- Lot
- Cleared, Waterfront
- Community
- Walking Trails
- County
- Catawba
Comparable homes on the market
- 8806 Hearthstone Court, Terrell — $1,999,500, 3 bd, 2,850 sq ft, also in Norman Plantation
- 3774 Gordon Road, Terrell — $1,750,000, 4 bd, 2,933 sq ft, 0.3 mi away
- 3725 Kingfisher Lane, Terrell — $2,300,000, 5 bd, 2,953 sq ft, 0.3 mi away
- 9109 Clement Circle, Terrell — $1,195,000, 3 bd, 1,766 sq ft, 0.5 mi away
- 178 Mariner Pointe Lane, Mooresville — $6,950,000, 6 bd, 8,085 sq ft, 0.9 mi away
- 172 Mariner Pointe Lane, Mooresville — $2,497,999, 3 bd, 3,160 sq ft, 1.0 mi away
See it privately
Nicholas and Miriam Peters show every home personally. Peters & Associates, 4401 Barclay Downs Dr #132, Charlotte, NC 28209. Office 704-264-4572. Request a private showing.