5401 Mountain Point Lane, Charlotte, NC

About the home

This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve. Pull through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water. Porch swings hang under the timber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion. Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house. This is an entertainer's dream. Inside, nothing came off a builder's spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home. The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light. Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities. Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath. In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof. Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter. A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock. Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever. Mountain Island Lake is one of Charlotte's best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region's drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water. Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort.

Price in context

• Asking $556 per square foot.
• That is 24% above the $449 median across 409 active $1.5M+ homes in Charlotte.
• 178th highest asking price of 409 active $1.5M+ homes in Charlotte.
• 292nd largest by living area of the 390 with a recorded size.
• No price changes since it was listed.
• 5 days on the market, listed 2026-10-02.
• County tax assessment $834,000; the asking price is 2.16× the assessed value.
• HOA dues $725 (annually).

Location

Neighborhood: Mountain Point, Mecklenburg County, ZIP 28216.

Straight-line distances

• Charlotte Douglas International Airport: 9.1 mi
• Wilson Air Center (private aviation, CLT): 9.5 mi
• Uptown Charlotte: 9.5 mi
• Charlotte Country Club: 11.8 mi
• SouthPark Mall: 14.4 mi
• Quail Hollow Club: 17.0 mi

Assigned schools

• Elementary: Mountain Island Lake Academy
• Middle: Mountain Island Lake Academy
• High: Hopewell

School assignments come from the listing and can change; confirm with the district.

Features

Style

Cape Cod, Old World, Rustic

Levels

Two

Construction

Brick Full

Roof

Architectural Shingle

Bathrooms

3 full, 1 half

Fireplace

Yes

Interior

Breakfast Bar, Built-in Features, Open Floorplan, Walk-In Closet(s)

Flooring

Carpet, Stone, Tile, Wood

Kitchen & appliances

Convection Oven, Dishwasher, Dryer, Gas Cooktop, Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Washer

Heating

Ductless, Heat Pump

Cooling

Central Air, Ductless

Garage

3 spaces

Parking

Circular Driveway, Driveway, Electric Gate, Attached Garage, Garage Door Opener, Garage Faces Side

Exterior

Fire Pit, Dock - Floating, Hot Tub, Gas Grill, In-Ground Hot Tub / Spa, Outdoor Kitchen, Outdoor Shower, Other - See Remarks

Pool

Fenced, Heated, In Ground, Outdoor Pool, Pool/Spa Combo, Salt Water

Waterfront

Boat Lift, Boat Lift – Community, Boat Slip (Deed), Covered structure, Dock, Paddlesport Launch Site, Paddlesport Launch Site - Community, Personal Watercraft Lift, Pier

View

Long Range, Water, Year Round

Community

Lake Access

County

Mecklenburg

Comparable homes on the market

• 00 Mt Holly-Huntersville Road, Charlotte — $1,200,000, 0.9 mi away
• 108 Hidden Pines Drive, Mount Holly — $1,650,000, 7 bd, 5,444 sq ft, 1.5 mi away
• 309 Stonewater Bay Lane, Mount Holly — $1,089,000, 6 bd, 5,892 sq ft, 2.0 mi away
• 10915 Beatties Ford Road, Huntersville — $1,450,000, 4 bd, 3,629 sq ft, 2.2 mi away
• 116 Willow Springs Trail, Mount Holly — $1,695,000, 6 bd, 6,951 sq ft, 2.3 mi away
• 9003 Beatties Ford Road, Huntersville — $1,750,000, 2.3 mi away

See it privately

Nicholas and Miriam Peters show every home personally. Peters & Associates, 4401 Barclay Downs Dr #132, Charlotte, NC 28209. Office 704-264-4572. Request a private showing.