3645 Lake Bluff Drive, Sherrills Ford, NC
$1,199,900 · 4 bedrooms · 5 baths · 2,799 sq ft · built 2002
Listing courtesy of Ware Properties & Commercial Investments (Miles Ware). Listing data provided by Canopy MLS, deemed reliable but not guaranteed.
The architecture of this 2002 custom residence on Lake Norman prioritizes verticality and vantage points, utilizing a tri-level configuration to maximize its position above the water. Spanning nearly 2,800 square feet, the four-bedroom, five-bathroom floor plan is anchored by a main-level primary suite and supplemented by a fully self-contained lower level. This secondary quarters, equipped with its own kitchen and laundry, offers a distinct solution for multi-generational living or long-term guests. Outside, the wooded lot provides a level of maturity and privacy rarely found in newer lakeside developments, further secured by a gated entry. In the current Sherrills Ford submarket, inventory that balances immediate proximity to community docks with the seclusion of a private, shaded acreage remains a high-demand commodity for those seeking the quiet side of the lake. The property integrates refined hardwood finishes and expansive L-shaped balconies designed for the subtle rhythms of waterfront life. Private viewings are available through Peters & Associates.
About the home
Great price improvement! This custom-built waterfront home on Lake Norman features four bedrooms and five bathrooms. The tri-level design offers primary living spaces on the main floor, with additional quarters in the walk-out basement. Loft with water views, a bonus room, and a separate office, all equipped with closets. The expansive L-shaped wrap-around covered patio and balconies provide an ideal setting to enjoy the lakeside breeze. Large, wooded lot, adorned with mature trees, ensures ample shade and privacy. Conveniently located adjacent to the community boat ramp and slips, the property is also near Sherrills Ford's shopping and dining areas. The main floor includes a spacious primary bedroom suite, while the basement level an in-law suite with a private, complete with kitchen, dining space, laundry, and two bathrooms. Additional highlights include elegant hardwood floors, tile accents, extra parking for a personal boat, and a lockable gate for enhanced security and privacy.
Price in context
- Asking $429 per square foot.
- That is 3% above the $416 median across 27 active $1.5M+ homes in Sherrills Ford.
- 22nd highest asking price of 27 active $1.5M+ homes in Sherrills Ford.
- 16th largest by living area of the 22 with a recorded size.
- No price changes since it was listed.
- 56 days on the market, listed 2026-08-01.
- County tax assessment $935,700; the asking price is 1.28× the assessed value.
- HOA dues $350 (annually).
Location
Neighborhood: The Retreat, Catawba County, ZIP 28763.
Straight-line distances
- Charlotte Douglas International Airport: 26.7 mi
- Uptown Charlotte: 27.2 mi
- Wilson Air Center (private aviation, CLT): 27.2 mi
- Charlotte Country Club: 29.0 mi
- SouthPark Mall: 32.2 mi
- Quail Hollow Club: 34.9 mi
Features
- Style
- A-Frame
- Levels
- Two and a Half
- Construction
- Hard Stucco, Stone Veneer, Vinyl
- Bathrooms
- 5 full
- Basement
- Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access, Walk-Up Access
- Interior
- Attic Other
- Flooring
- Tile, Wood
- Kitchen & appliances
- Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
- Heating
- Central, Heat Pump
- Cooling
- Central Air
- Garage
- 4 spaces
- Parking
- Driveway, Attached Garage, Garage Door Opener, Garage Faces Front
- Waterfront
- Boat Ramp, Boat Ramp – Community, Boat Slip – Community, Boat Slip (Lease/License), Dock
- View
- Water
- Lot
- Waterfront, Wetlands, Wooded
- Community
- Lake Access
- County
- Catawba
Comparable homes on the market
- 7365 Gabriel Street, Sherrills Ford — $1,300,000, 4 bd, 3,642 sq ft, 1.0 mi away
- 4036 Rhynland Drive, Sherrills Ford — $1,100,000, 4 bd, 2,077 sq ft, 1.0 mi away
- 2889 Mount Pleasant Road, Sherrills Ford — $1,300,000, 4 bd, 3,858 sq ft, 1.1 mi away
- 4293 Harbor Lane, Sherrills Ford — $1,775,000, 3 bd, 3,099 sq ft, 1.4 mi away
- 4531 Splash Trail, Sherrills Ford — $1,750,000, 4 bd, 5,535 sq ft, 1.8 mi away
- 4477 Splash Trail, Sherrills Ford — $2,195,000, 4 bd, 5,399 sq ft, 1.9 mi away
See it privately
Nicholas and Miriam Peters show every home personally. Peters & Associates, 4401 Barclay Downs Dr #132, Charlotte, NC 28209. Office 704-264-4572. Request a private showing.